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Topic:  
I recently took out a loan and feel I was duked and cheated because the lender did not tell me the loan used the rule of 78''s it is $9000 and in the end will cost 19000 - 60 months later. What is the best way to try and get out of this, for example put all the money I can into paying it off or save the money in saving until I have one lump sum or what?
Submitted Aug 23, 2011
My father is currently receiving Social Security benefits. He plans to sell his food truck this year and expects to gain a profit from the sale. Will his Social Security benefits be affected from this capital gain?
Submitted Aug 21, 2011
This is complicated...Over the years, my father had been helping my cousin Chet Jr with his finances. Chet Jr is not all together emotionallly/mentally. Chet Sr died in 2006 and left everything to Chet Jr. Due to Chet Jr's emotional and financial situation at the time, everything was actually left in the estate of Chet Sr with my father as the executor. ...
Submitted Aug 17, 2011
I don''t have much at all saved up for my retirement ($150k) as my salary is fairly low. Part of this is in a CASH IRA (~$50k) which is just sitting there scarcely making any dividends or interest. Is there somewhere that I can move at least some of this myself so that I can start making more money? I want to work at least 7-8 more years before I retire. Thank...
Submitted Aug 15, 2011
I need help getting out of debt, no credit cards, just owe money everywhere, bankrupcey is not a solution, I need to know who i can see for help with paying regular bills, (house car electric, phone..)I don''t know who to see, can you help? I am trying to fix this on my own but can''t please help. Thank you
Submitted Aug 15, 2011
I''m wondering if once a Trusteed IRA is established, whether it can be "converted" to another form of IRA (i.e.: Custodial IRA and/or Annuity Contract)? Say, for example I have established a Trusteed IRA at one financial institution and then I decide that I no longer want to do business there...if the new firm at which I will manage my assets does not offer Trusteed...
Submitted Aug 10, 2011
My daughter is getting ready to graduate from Purdue in Dec 2011 I am wondering the best way to reduce the student loan from 6.8% to a lower rate. As parents, we are willing to use our credit rating and willingess to take on the debt to start making payments to repay the debt. We, both mom and dad have an annuity set aside at age 59/12 to help pay this college...
Submitted Aug 10, 2011
If I personnally lend money to my daughter to purchase a personal residence: 1. can she deduct the interest if we have in place a mortgage note to pay back the loan in 20 years with interest? 2. Is there a minimum interest rate that I should charge on the mortgage note? (I know some state''s have a Maximum rate, but no mention of minimum rates)
Submitted Aug 3, 2011
I have a tax lien from 1992. Can the IRS now take my VA disability checks to pay the lien. I have no assets or any other income.
Submitted Aug 3, 2011
I have about $300k taxable income a year from a sole proprietor business and i want to retire about 5 years from now at age 60 and i plan to incorporate and have the business carry on after i retire and let my workers run it. It''s an online business and each worker works remote from their home. I have 3 full time employees in India and 2 part time guys in the USA...
Submitted Jul 29, 2011

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