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My husband is retired from Chrysler and we are on HAP HMO insurance. I read on your website that is says with HMO there is no deductible. I'm assuming that is an old website because we do pay for a deductible. This is so confusing. Can't make a decision between HMO or PPO. Do different HMO'S have different rules? Thanks so much and hope I get a quick response.
Submitted Nov 13, 2015
My husband and I have whole life insurance policies for ourselves and our 3 children from birth because we thought of their future needs (college, marriage, house purchase, etc...) and the what if of our deaths. I think we may have been paying since 2006. Although my income has grown since days of residency, my husbands has decreased (b/c of the market climate for...
Submitted Nov 9, 2015
I have a disability and on ssi how do I save money I have 2 savings account just got an apartment and I have over $1,000.00 in bills how do I save 20 % and have money to spend on my self
Submitted Nov 26, 2015
Good or bad advice? Transfer all my monies from the TSP (thrift savings plan) to 4 different index annuities (immediate, 5, 10, 15 yr)?
Submitted Dec 1, 2015
What is the significance of the beneficiary for a policy not being listed online even though they are on the original policy documentation? It seems odd that a multi-billion dollar insurance company could not not manage to include this information.
Submitted Nov 16, 2015
My wife and her brother are the co-owners and beneficiaries on a whole life policy insuring their parents. The policy only pays if both insured die. What happens if one of the co-owners and beneficiary pre deceases the insured? And can the surviving co-owner make any changes to the policy?
Submitted Nov 17, 2015
I have a single life annuity from a prior company I worked for but does not start until I am 65. Is there a way to sell that now for financial reasons? I am 56 years of age, currently. Thanks, Rick
Submitted Nov 28, 2015
My sister and I bought a home together. Both our names are on it. She is critically ill. If she passes doesn't the home automatically become mine?
Submitted Dec 1, 2015
My husband damaged my credit, how can prove that I was not aware and did not authorize half of what he did? I need to rebuild
Submitted Nov 22, 2015
Submitted Nov 20, 2015