Read Past Q&As
I've read in various publications that a rule of thumb to see if you have enough money to retire on is to multiply your salary from 10 to 12. Would you agree on these figures. I'm 59 and would like to retire next year. My salary is $140,000 and my IRA and 401k investments are $1,360,000. Only liability outstanding is $18,000 left on a mortgage due in 2018. ...
Submitted Jan 6, 2016
If working in another country as a English teacher from Sept to July, what information do I need for taxes?
Submitted Jan 5, 2016
I have been an adjunct instructor at one college for 8 years and am a single parent. I cannot get disability insurance through my employer nor am I a participant in the state disability insurance program. Is there any individual disability insurance that I am eligible for?
Submitted Jan 1, 2016
I have had a simple IRA for 20 years which I am contemplating rolling over into my employers new 401k plan (effective January 2016). Is there an advantage to keeping it separate? Also, I am maxing out my allowable deductions and "catch up". What other tax deferred vehicles are there (such as health care, life insurance, etc), if any? Would a Roth IRA make sense? ...
Submitted Dec 31, 2015
I am trying to get rid of a timeshare. The company wants me to sign a limited durable power of attorney form. Does this give the company power of attorney on all my affairs? Would it give the company access to my bank accounts or my home deed?
Submitted Dec 29, 2015
My Husband did not pay the amount due on the Universal Life policy last year. He has had this policy for about 40 years. He passed away this year. They say there is no policy coverage being he missed the payment so there is nothing to pay out. Is this correct? The bill has a Base Specified Amount of $87,805.00. Did I loose the benefit?
Submitted Dec 25, 2015
My husband and I are going on a cruise next year. Should we buy travel insurance with the cruise line or on the open market? What should we consider?
Submitted Dec 24, 2015
I want to hire a financial planner. I don't want to pay based on my assets but want to pay someone an hourly rate to advise me. Do you know how I can find such a person?
Submitted Dec 22, 2015
my husband tripped over a item in his friends pole barn and broke his hip. they are saying ins claim won't cover this, because he should have know it was there and he was clumsy and at fault, we just want medical copays covered, do we have a claim?
Submitted Dec 19, 2015
Submitted Dec 16, 2015