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Should co-trustees of a trust be named beneficiaries of a life insurance policy such as - "John Doe and Jane Doe as co-trustees of the Mary Doe Revocable Trust dated mm/dd/yyyy." or should it just be "Mary Doe revocable trust dated mm/dd/yyy" Thank you. Frank Strainis
Submitted Jan 11, 2016
my son tried the neighbor 's hoverboard he fell and broke his wrist (he has to wear a cast during3 weeks). does my home insurance cover this incident?
Submitted Jan 13, 2016
A co-worker had an accident at our house and broke his leg. We don't have renters insurance. Would this be something that the homeowner's insurance would cover or are we out of luck?
Submitted Jan 13, 2016
My Husband did not pay the amount due on the Universal Life policy last year. He has had this policy for about 40 years. He passed away this year. They say there is no policy coverage being he missed the payment so there is nothing to pay out. Is this correct? The bill has a Base Specified Amount of $87,805.00. Did I loose the benefit?
Submitted Dec 25, 2015
my husband tripped over a item in his friends pole barn and broke his hip. they are saying ins claim won't cover this, because he should have know it was there and he was clumsy and at fault, we just want medical copays covered, do we have a claim?
Submitted Dec 19, 2015
I want to hire a financial planner. I don't want to pay based on my assets but want to pay someone an hourly rate to advise me. Do you know how I can find such a person?
Submitted Dec 22, 2015
Submitted Dec 16, 2015
Regarding Healthcare Insurance premiums: My employer does not provide healthcare insurance, nor do they offer a selection of plans. Instead, they offer up to $500 per month reimbursement for premiums I pay out of pocket for any healthcare plan of my choosing. They state it this way: “A benefit to assist with the purchase of health insurance will be given.” It...
Submitted Dec 6, 2015
Hi- Father passed away this year. I am listied as a beneficiary of a revocable trust that is receiving a non-qualified annuity payout. The trust is taking it in a lump sum. Approx. 45% of the total amount is taxable. Can the trust pass the proceeds onto the beneficiaries and we pay the tax on the taxable amount? We are in a lower tax bracket than the trust. ...
Submitted Dec 11, 2015