Read Past Q&As
Generally what are the benefits to a savings account versus a 529? I understand a 529 can only be used for education-related expenses, but at what rate does each account accrue interest?
Submitted Mar 21, 2016
I am 22 with $29,000 of undergrad student loan debt. I plan to go into a masters program after graduation, and eventually hope to get a PhD and work out of a four year university doing research. I currently have $2,000 in a CD account with 2.13% interest. What should I do to get the most out of this money. I do not have a 401K at the moment, and may not start my...
Submitted Mar 12, 2016
my husband is 68. he plans to retire in September 2016 at age 69. I am 65. I plan to work at least 1 or 2 more years. We have heard that one of us will receive their full SS benefits, but the other will only receive about half of what they are entitled to because there is a maximum household benefit. Is this true? If so, how is that fair??
Submitted Mar 5, 2016
I would like to take out a loan from my single payment permanent life insurance. Interest will accrue daily from the date of the loan, and is due on each contract anniversary. What should I know (specifically about income tax) before taking the loan?
Submitted Mar 18, 2016
Submitted Mar 19, 2016
My brother wife asked for a divorce and he basically is given her everything. They both signed she would be responsible for the house and it payments and they both agreed he would move out. I feel this is not right. How can they both agree when there is loans on the house does the banks not have to be in agreement with this. could they not come after him if she...
Submitted Mar 18, 2016
I am the owner of a term life insurance policy with my wife as the sole beneficiary. Should I die and my wife collects the policy benefit, can any of my creditors proceed in going after the policy benefit paid to my wife? Thanks
Submitted Mar 16, 2016
I am 68 drawing $1000. mo Social Security. My Husband is 73 drawing $1800 per month. If w get a divorce can I get part of his social security as alimony.
Submitted Mar 14, 2016
Hi, I have 1 mil in liability for my cars and 500K for the house. Is it better to reduce the 1 mil on the cars let's say to 250/500 and get a 1 mil umbrella? What is most beneficial. Thank you
Submitted Mar 11, 2016