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I am 25 years old and working in the financial services industry, making about $60,000 per year. I have no debts, about $60,000 in savings and about $30,000 in investments through my Roth IRA and brokerage account. I was hoping you could shed some light on where I should be saving my paycheck? I live on only half of my monthly pay and save the other half....
Submitted Aug 22, 2014
I will be 66 in Jan 2016, I will continue working for 2 or 3 years, my wife is 67 and collecting SS @ 700.00 a month, don't know what to do .- should I start collecting,.- Wait 2 years, what difference is going to make on my check, .- I heard something like apply and suspend ? don't understand, .- how will this affect my wife's pay, will it go up.
Submitted Aug 21, 2014
Who would own the policy if the wife (current owner of her husbands policy)dies? Would ownership automatically go to the husband in a community property state if premiums were being paid from shared funds?
Submitted Aug 20, 2014
My 22 yr old son was recently involved in an accident where he was driving a friends car. He lost control of the vehicle in a curve and hit a tree. There were 4 passengers in the vehicle besides my son. He and two others lost their life in the accident. His friend survived (front seat passenger), and the passenger seated behind his friend survived. I do not...
Submitted Aug 16, 2014
My husband just passed away I cannot find his policy. The payment to John Hancock is taken directly from our checking account. I do have the Policy number. what do I do now?
Submitted Aug 13, 2014
Hi, My mom died at age 84 in July 2014. She had an IRA account for which she designated her 4 children(ages 54, 53, 52 and 50) as equal beneficiaries. She had inherited this account in 1984 upon the death of her spouse and made no contributions to it ever. She had taken all of the RMD's since reaching age 70 1/2 (I'm not sure if she had taken any withdrawls in...
Submitted Aug 8, 2014
I have an deceased husband and I receive Social Security for my twins..and I only work part time i wanna go full is there a cap on what I can make in a year?
Submitted Aug 7, 2014
I have a 14 yr. old son working for a local farmer. He will make approx. $3000 this summer. Is this income taxable to him, what about FICA.. thanks
Submitted Aug 2, 2014
I have homeowner's insurance with 100,000 liability. My son forgot to lock the car door with his friend's suitcases inside. All of his belongings were stolen from our vehicle. Insurance says that because his friend is not a member of our household, they will NOT cover his belongings. Would it be covered by our liability?
Submitted Jul 29, 2014
I am a terminal ill 45year old female I receive $ 1500 SSA. My husband works and we have a 50,000 life insurance do I qualify for accelerated life insurance. I am a terminal ill women, I have another question can I still buy disability insurance from a private company do to my sickness and unavailable to work we lost our home. The bank call us this week and told us...
Submitted Jul 29, 2014